Financing and Protection for Your Next Roofing Project

Protect Your Home Before the Next Storm Hits

A new roof is one of the biggest investments you'll make in your home—but it shouldn't have to wait because of financing. Peak Roofing & Solar offers flexible financing options for Denver-area homeowners, along with Sola wind and hail coverage to help protect your investment long after your project is complete.

Whether you're replacing your roof after a storm, planning ahead for an aging roof, or looking for the lowest possible monthly payment, our team will help you find the solution that fits your needs and budget.

No deductible

Fast payouts

Backed by Lloyd's of London

Won't raise your premiums

commercial roofing contractor in denver

Flexible Roof Financing

Get the Roof You Need—On Terms That Work for You

A roof replacement or repair shouldn't have to wait because of your budget. We've partnered with a trusted lending provider to offer financing solutions designed around different homeowner needs. All financing options are subject to credit approval.

A payout for you:

Use your payout for repairs, your deductible, or any other expense; it's your money.

Quick, simple claims:

Skip the paperwork and adjusters. File online in minutes and get approved fast.

Reinsured & secure:

Policies are backed by an A-rated reinsurer out of Lloyd's of London.

Save on premiums:

Raise your home's wind/hail deductible to lower premiums and use Sola to stay protected.
Which Financing Option Is Right for You?
Special Promotion Financing
Best for homeowners who want to replace their roof now and delay payments.

Get your roof replaced now and don't think about payments until next year. This plan gives you 12 months with no payments and no interest. After that, it rolls into a fixed monthly payment at a low rate for up to 10 years.

Highlights

  • Starting rates as low as 9.99% APR
  • 12 months with no payments and no interest
  • Terms up to 120 months (10 years)
  • Fixed monthly payments after the promotional period
commercial roof repair
commercial roof repair
Cash Buyer Financing
Best for homeowners who have the cash but prefer to keep it available.

Planning to pay cash for your roof? This option lets you hold onto your savings a little longer. Finance the project and pay it off within 18 months with no interest, so it costs you the same as paying cash upfront, without tying up your funds today.

Highlights

  • Up to 18 months with deferred interest
  • Pay off during the promotional period and pay no interest
  • Maintain cash flow while completing your roofing project
Low Monthly Payment Financing
Best for homeowners focused on the lowest possible monthly payment.

If your priority is keeping your monthly payment as low as possible, this plan is built for that. Spread your roof investment over a longer term at a low fixed rate.

  • As low as 8.99% APR
  • Terms up to 120 months (10 years)
  • Longer-term options available for an even lower monthly payment
  • Best for property owners who want predictable, budget-friendly payments
commercial roof repair

Not sure which financing option is right for your project?

Our team will explain each option, walk through the numbers with you, and help you choose the financing solution that makes the most sense for your home and budget.

Financing offered through our third-party lending partner. All plans subject to credit approval. Rates, terms, and promotional periods are subject to change. Contact us for current offers and full terms.

commercial roofing solutions from peak roofing and solar
Protect Your Roof with Sola Wind & Hail Coverage

Traditional homeowner's insurance helps after storm damage, but your deductible can still leave you with hundreds or thousands of dollars out of pocket. Sola fills that gap. It's a supplemental wind and hail policy designed to cover your deductible and related costs, so you're not caught off guard when a storm rolls through Denver, Highlands Ranch, or anywhere along the Front Range.

A payout for you:

Use your payout for repairs, your deductible, or any other expense. It's your money.

Quick, simple claims:

Skip the paperwork and adjusters. File online in minutes and get approved fast.

Reinsured and secure:

Policies are backed by an A-rated reinsurer out of Lloyd's of London.

Save on premiums:

Raise your home's wind and hail deductible to lower your premiums, and use Sola to stay protected.
Which Financing Option Is Right for You?
From storm to payout in 4 simple steps

Step 1

Check for damage:

After a wind, hail, or tornado event, look for visible signs of damage: Leaks, broken windows, or roof issues. Stay safe and wait until conditions improve if needed.

Step 2

File your claim online:

Log in to your Sola Policyholder Portal at solainsurance.com. Click "File Claim," describe the event, and upload any photos. You can also file via the website chatbox

Step 3

Sola verifies storm data:

Sola uses National Weather Service data to confirm storm activity in your area – no adjuster visit required. They'll keep you updated throughout the process.

Step 4

Get paid directly:

Once approved, funds are deposited directly into your bank account. Quick, secure, and hassle-free.

Ready to protect your home?

Talk to our team about adding Sola coverage alongside your next roofing project — or any time you want peace of mind.

Schedule a Free Quote

What financing options does Peak Roofing and Solar offer?

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We offer three main financing paths: A 12-month no-payment promotional plan, a cash buyer plan with up to 18 months of deferred interest, and a low payment plan built for the smallest possible monthly cost over a longer term. We'll help you compare them against your project and budget.

Which financing plan is right for me?

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It depends on your priorities. If you want time before payments start, the Special Promotion plan gives you 12 months with nothing due. If you'd otherwise pay cash and want to keep your savings liquid, the Cash Buyer plan lets you do that interest-free for up to 18 months. If your main goal is the lowest possible monthly payment, the Low Payment plan is built for that. Our team can walk through the numbers with you before you decide.

Will applying for financing affect my credit score?

Checking your rate typically uses a soft credit check that doesn't affect your score. A full application may involve a hard credit check, which can have a small, temporary impact. Ask your Peak representative for details before you apply.

What credit score do I need to qualify?

Approval and rate depend on your credit profile, income, and other factors set by our lending partner. We recommend applying to see your actual offer, since pre-qualifying doesn't guarantee a specific rate or term.

Is there a down payment required?

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Down payment requirements vary by plan and creditworthiness. Your Peak representative will confirm what applies to your specific offer before you sign anything.

What happens after the 12-month no-payment period ends?

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Once the promotional period ends, the Special Promotion plan converts to a fixed monthly payment at your approved rate for the remaining term. There are no surprise balloon payments, your payment schedule is set upfront when you're approved.

Can I pay off my financing early?

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Yes. All of our plans allow early payoff. Paying off the Cash Buyer plan within its promotional window means you avoid interest entirely. Paying off any plan early elsewhere in the term can also reduce the total interest you pay.

Can I use financing alongside an insurance claim?

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Yes. Many homeowners use financing to cover the gap between what insurance pays and the full project cost, or to move forward quickly while a claim is still being processed. Let us know your situation and we'll help structure it.

How long does approval take?

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Most applications are approved within minutes to a few hours. Once approved, we can schedule your project right away.

Is my rate guaranteed once I see it online?

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No. Rates shown here represent starting rates for well-qualified borrowers. Your actual rate and term will be confirmed during the application process based on your credit profile.

Steven and the team at peak made the process seamless
Was a little skeptical in working with another roofing company as our roof of 10 years needed replacement. Steven and the team at peak made the process seamless and in the end insurance covered it and we got a green eco friendly roof that also keeps our house cooler in the summer. I highly recommend Peak Roofing!
KENN KELLY CUSTOMER REVIEW
Kenn Kelly
CEO - Never Settle
They have consistently done great work
I have worked with Peak Roofing for years and they have consistently done great work not only for me, but now for many of my clients purchasing or selling homes.  I would not hesitate to recommend them for your roofing project.  They are always available when I need them, even in a pinch on the morning of closing. I really appreciate their professionalism.
ANDREA P. CUSTOMER REVIEW
Andrea P
Broker/Owner - Price Co. Homes
They completed everything perfectly
We recently used Peak Roofing to replace our roof after a hail storm. They were able to seamlessly match for color and style and installed the roof quickly and cleanly. As the homeowner, I was able to be very hands off, and they completed everything perfectly- with an obvious understanding of codes and community standards.
My Peak Roofing and Solar Reviews
Dayna C
Homeowner
The first people I call for my roofing Needs
When the president of the company spontaneously stops at your house because he sees a loose roof tile above where our kids play and offers to fix it (no charge and just because), that tells me a lot about the integrity and culture of the company. Steven and the team at My Peak Roofing will be the first people I call for my roofing needs.
MICHAEL - CUSTOMER REVIEW
Michael C
Homeowner
Steven and the team at peak made the process seamless
Was a little skeptical in working with another roofing company as our roof of 10 years needed replacement. Steven and the team at peak made the process seamless and in the end insurance covered it and we got a green eco friendly roof that also keeps our house cooler in the summer. I highly recommend Peak Roofing!
KENN KELLY CUSTOMER REVIEW
Kenn Kelly
CEO - Never Settle
They have consistently done great work
I have worked with Peak Roofing for years and they have consistently done great work not only for me, but now for many of my clients purchasing or selling homes.  I would not hesitate to recommend them for your roofing project.  They are always available when I need them, even in a pinch on the morning of closing. I really appreciate their professionalism.
ANDREA P. CUSTOMER REVIEW
Andrea P
Broker/Owner - Price Co. Homes
peak roofing and solar reviews